Terms & Conditions

VINTAGE & MODERN BULLION AUTHENTICATION COMPANIES LLC (VMBAC) DBA BULLION AUTHENTICATION COMPANY (BAC)

Legal Disclaimer

Effective Date: January 1, 2025

1. Introduction:
These Terms and Conditions ("Terms") govern the use of services provided by Vintage & Modern Bullion Authentication Companies LLC ("VMBAC") DBA Bullion Authentication Company ("BAC"), hereinafter referred to as BAC. By using BAC's services, you agree to be bound by these Terms. VMBAC/BAC is not advising the purchase of precious metals as an investment. VMBAC/BAC has not and will not be registered under federal or state securities Laws.

2. Services Provided:
BAC provides authentication, grading, encapsulation and certification services for precious metals.

3. BAC Stacker Club:

BAC Stacker Club Membership fees and service pricing are periodically reviewed and may be adjusted at BAC's discretion.

Free vouchers must be redeemed in a single transaction and will expire one year from the date of issuance. Vouchers do not cover shipping, handling, or expedited services. They are valid for services up to Tier 2 medium-sized cases only. No credit will be issued for unused value if applied to lower-priced items, and any balance due on higher-priced items must be paid by the Club Member. Annual memberships may be cancelled at any time; however, refunds are only available if the cancellation occurs within 10 business days of the automatic annual renewal. BAC reserves the right to offer special pricing to dealers and collectors at its sole discretion.

4. Buying or Selling Precious Metals:
BAC is involved in buying and selling precious metals. BAC will buy from and sell directly to customers and may act as a broker, dealer, or agent for transactions involving precious metals.

5. Limitation of Liability:
a. No Liability for Loss or Damage: BAC accepts no liability for any loss or damage to precious metals submitted for encapsulation, including but not limited to loss during shipping, handling, or storage.
b. No Warranty: BAC makes no warranties, express or implied, regarding the accuracy, reliability, or completeness of the authentication and grading services provided or the precious metal prices on the website or phone application. The grading of precious metals is subjective and based on the opinion of BAC's experts.
c. No Financial Advice: BAC does not provide financial, investment, or legal advice. The services provided by BAC are for authentication, grading and encapsulation purposes only and should not be considered as a recommendation or endorsement to buy, sell, or hold any precious metals.
d. Third-Party Services: BAC is not responsible for the actions or services of any third-party vendors, including but not limited to shipping companies, insurers, or other service providers involved in the process of authentication, grading and encapsulation.

6. Waiver and Release:
Customers, for him/herself, his/her heirs, agents, successors and assignees, generally and specifically waives and releases, and forever discharges BAC, and its respective affiliates, parents, officers, directors, shareholders, agents, subsidiaries, employees, managers and members and each of them, and their respective successors and assignees from any and all claims, rights, losses, damages, liabilities, expenses or causes of actions and suits, of whatever kind or nature, including but not limited to claims based upon BAC’s negligence, whether in law or equity, tort or otherwise, whether known or unknown, suspected or unsuspected (a "Claim"), arising out of or in any way connected to your use of BAC’s services.

7. Legal Notice:
All notices from Vintage & Modern Bullion Authentication Companies, LLC (VMBAC) doing business as Bullion Authentication Company (BAC) (hereinafter referred to as "BAC") to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to BAC shall be made either by certified mail to BAC, 1377 E. Florence Blvd. 151-77, Casa Grande, AZ 85122. Delivery shall be deemed to have been made by You to BAC two (2) business days after receipt by BAC of the communication.

8. Copyright Notice:
All content appearing on this Web site is the property of BAC.
Copyright © 2025 Vintage & Modern Bullion Authentication Companies, LLC (VMBAC) dba Bullion Authentication Company (BAC). All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2025 Vintage & Modern Bullion Authentication Companies, LLC (VMBAC) dba Bullion Authentication Company (BAC). All rights reserved.

9. Trademarks:
All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by BAC. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of BAC or any third party, except as expressly granted herein.

10. BAC Anti-Money Laundering (AML) Program:
In June 2005, FinCEN issued “interim final regulations” requiring certain jewelers and precious metal dealers to establish AML programs as described below. The interim final rule applies to “dealers” that have purchased and sold at least $50,000 worth of “covered goods” during the preceding year. “Covered goods” include jewels, precious metals, precious stones, and finished goods (including but not limited to, jewelry, numismatic items, and antiques) that derive 50 percent or more of their value from jewels, precious metals, or precious stones contained in or attached to such finished goods.
BAC has appointed its managing owner as the Company Compliance Office and has an established anti-money laundering program that covers the following:
- Company risk assessment;
- Development of internal policies, procedures, and controls;
- Ongoing employee and/or contracted individual training program; and
- An independent audit to test the program.
BAC has effective and reasonable Anti-Money Laundering policies and procedures that are designed to prevent our business from being used to facilitate money laundering and/or terrorist financing activities.
By agreeing to BAC's terms and conditions and completing any transaction with BAC, each customer represents and warrants to BAC that:
- The customer is in compliance with the USA Patriot Act;
- The funds being used to complete the transaction were not derived from or connected to money-laundering, terrorism, or any other illegal or illicit activity;
- The transaction has no part of any scheme involving or in support of money-laundering, terrorism or any other illegal or illicit activity.
BAC, at all times, reserves the right to require the customer to provide supporting information and documentation in support of the preceding representations and warranties or to ensure compliance with FinCEN regulations.

11. Privacy Policy:
See Privacy Policy section.

12. Terms of Use:
This is a public website, conducted in accordance with these Terms and Conditions of Use, by BAC. By submitting any items to BAC, the customer indicates acceptance of the following Terms and Conditions of Use. Customers are to comply with the Terms and Conditions of Use, posted on bacgrading.com at submission. This site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this site may contain technical inaccuracies or typographical errors. Information, including service or product pricing and availability, may be changed or updated without notice. BAC and its subsidiaries reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if BAC believes that customer conduct violates applicable law or is harmful to the interests of BAC and its subsidiaries.

13. Sales:
All Customers must be in good standing with BAC. Such determination may be made by BAC in its sole and unlimited discretion, at any time prior to, during, or even after the interaction. To ensure the safety of all our customers, BAC reserves the right to request a minimum of two industry references and/ or a bank letter of credit for all new Dealers or Customers.

14. Sales Tax:
All sales are subject to applicable state and local taxes. We make every attempt to keep up with each states sales tax rules and laws and apply them to each lot and sale.

15. Payment:
All services must be paid for when invoiced. We reserve the right to cancel any unpaid order after that time and to ban the customer from future transactions. Credit cards, ApplePay and ACH are accepted through Quickbooks and are charged an associated service fee. Personal checks may be held for up to 10 business days in order to clear funding.

16. Disputes:
If a dispute arises concerning ownership of a lot or concerning any transaction, BAC reserves the right to commence a statutory inter-pleader proceeding at the expense of the Customer and any other applicable party, and in such event shall be entitled to its reasonable attorneys' fees and costs. Neither BAC nor any affiliated or related company shall be responsible for incidental or consequential damages arising out of any failure of the Terms of Conditions of Use, the online store, submission process or the conduct thereof and in no event shall such liability exceed any fees paid to BAC.

Any dispute arising out of or related to these Terms of Use, the Online Store or any Submission, with the sole exception of actions by BAC to collect amounts owed to it and other damages, shall be submitted to binding arbitration pursuant to the commercial arbitration rules of the American Arbitration Association, with any arbitration hearing to occur in Pinal County, Arizona. Absent an agreement of the parties, the arbitrator shall limit discovery to that which is necessary to enable the hearing to proceed efficiently. The arbitrator shall not have the power to award punitive or consequential damages, nor alter, amend modify any of the terms of this Agreement. The award by the arbitrator, if any, may be entered in any court having jurisdiction thereof. Each party shall pay one-half the costs of the arbitration. Customer acknowledges and agrees that the competent courts of the State of Arizona shall have exclusive in personal jurisdiction, subject to the requirement to arbitrate, over any dispute(s) arising hereunder, regardless of any party's current or future residence or domicile. Customer further agrees that venue of the arbitraton proceeding shall be in Pinal County, Arizona; and any court proceeding shall be in the Pinal County Superior Court, in the State of Arizona, and in each case waive any claim of Forum Non Conveniens. Customer agrees that any arbitration or legal action with respect to any Transaction is barred unless commenced within one (1) year of the date of Transaction. CUSTOMERS EXPRESSLY WAIVE ANY RIGHT TO TRIAL BY JURY.

BAC owns and operates the Website. You may contact us directly if you have any questions regarding the content and material on the Website or if you have any questions about our AML or Privacy Policy.

Please contact us by email at info@bacgrading.com or by telephone at (520) 635-5640.

Terms & Conditions

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